5 Tips for Finding the Right Home

Those just beginning the home-buying process find it overwhelming at first, especially because of the vast number of options out there. While realtors might steer you in one direction and your lender pushes another, a handful of factors can help determine which home is truly the right one for you. 1. Long-Term Potential As with…

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The Homeownership Rate Increases for the First Time in Two Years

The Department of Commerce and the Census Bureau just released their third-quarter figures concerning homeownership and vacancies, and data from the past three months shows a two-year trend might be reversing. Specifically, the percentage of Americans owning homes increased to 63.7 percent, up from 63.4 percent in 2015’s second quarter. However, while the amount bucks…

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4 Essential Tips for Choosing Homeowners Insurance

Plenty of buyers, whether first-time or experienced, wonder, “Do I really need homeowners insurance?” The fact is, you never know when an emergency will happen, and for those rare but potential instances, your policy becomes a financial lifesaver. Whether your property experiences damage, something gets stolen, or you have to temporarily relocate elsewhere, your coverage…

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4 Common Baby Boomer Housing Trends

As a demographic, Baby Boomers purchased their first homes in the 1980s or ‘90s. Then, many graduated into a second, larger house. Trends, however, indicate these bigger properties, sometimes dubbed “McMansions,” aren’t always practical. Financially, they become a burden to many. As many are located far out into the suburbs, they’re far from many conveniences….

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4 Ways Your Credit Score Influences the Home-Buying Process

When purchasing a home appears on the distant horizon, one piece of advice you’ll almost always hear is, “Polish up your credit score.” The housing crash in the late ‘00s turned the tide toward stricter lending. With it, buyers needed to have, among several factors, a score in the 700s to qualify for a conventional…

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